Invoice Factoring – Purchase Order Financing -Turns pending invoices into immediate working capital. -Benefits: -Improves cash flow by providing advances on outstanding invoices. -Helps businesses manage operations without waiting for customer payments. -Not viewed as debt by credit agencies -Eligibility Criteria – 1-year TIB – Business to Business Invoices. – Royalty based financing available.
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Merchant Cash Advance
Merchant Cash Advances -Provides businesses with a lump sum of capital in exchange for a percentage of future sales. -Benefits: -Quick access to funds, often within 24 hours. -Repayment is flexible and aligns with business revenue. –Eligibility Criteria –550 FICO score -$20k in monthly deposits -6 months TIB
Equipment Loans
Equipment Loans For businesses that require fast funding to finance vehicles, technology, software, machinery and other equipment for your business. -Benefits -Loan amounts from $1,000 – $500,000 per piece of equipment – Flexible terms from 2 to 5 years -Eligibility Criteria – Credit Score 620 – Time in Business at least one full year – $100,000 in […]
Lines of Credit
Revolving Lines of Credit – Continuous access to capital for short-term business needs. – Benefits – Credit lines up to $5 million – Only pay interest on the amount used – Can be secured by accounts receivable or inventory –Eligibility Criteria -Credit Score: 600+ -Time in Business: 1+ year -Revenue Requirement: $10,000+ monthly revenue -Collateral: […]
Term Loans
Term Loans Ideal for business expansion, acquisition, debt refinancing, or working capital. – Benefits: – Loan amounts: $1,000 – $15 million – Terms: 5 – 25 years – Fixed or variable interest rates available –Eligibility Criteria -Credit Score: 650+ (flexible for secured loans) -Time in Business: 2+ years (startups may require additional collateral) -Revenue Requirement: […]
Business Lines of Credit
ESU-Global discusses Business Lines of Credit: Initial Draw Downs and Financing Options Understanding why business lines of credit may necessitate an immediate initial draw down is crucial. ESU-Global is committed to educating our clients and partners and felt it important that comparing the advantages and disadvantages of business lines of credit against business term loans and working capital […]
CRE-Loans
ESU-Global – Helps Start or Grow your Real Estate Portfolio Wealth creation through real estate investment is a promising endeavor, especially when considering multifamily properties. Despite common misconceptions that only affluent individuals can participate in this sector, multifamily real estate offers an inclusive avenue for small investors to build wealth over time. This article discusses […]
Credit Strength
Maximizing Business Loan Benefits through Credit Score Optimization Securing financing for your business involves a holistic approach, considering both commercial and personal credit scores. This article explores the intricate relationship between these two dimensions and their impact on obtaining favorable terms for all types of business loans and commercial real estate financing. Navigating Commercial and […]
Fix & Flips Financing
7 reasons to allow ESU-Global help you find success in starting or growing your real estate investment portfolio. Unlock the potential of your real estate ventures with ESU-Global’s ARV Loan Program, offering unparalleled financing opportunities for your fix-and-flip projects. Here are the fantastic features that make ESU-Globalthe go-to choice for savvy investors: Our ARV Loan Program provides financing for up to 85% of the purchase […]
Equipment Loans
Top 6 Reasons ESU-Global is the right source for Equipment Loans