Tag: ESU-Global

Hospitality Financing

Hospitality Industry Financing -Purpose: Financing for hotel acquisitions, renovations, and ground-up developments.    – Benefits:     – Loan amounts: $5 million – $30 million per borrower     – Funds held in escrow at closing to ensure borrower funding availability     – Draws monitored and controlled as part of the overall funding process    –Eligibility Criteria & Loan Structure:  -Joint & […]

Multifamily Investment Property Loans

Multifamily Property Loans Purpose: Financing for properties with 5+ units.   -Benefits:     – Loan amounts: $500,000 – $10 million     – LTV up to 75%   – Both short-term and long-term financing options   -Eligibility Criteria:  -Credit Score: 660+    -Property Size: 5+ units    -Occupancy: 90%+ for stabilized properties    -Net Worth & Liquidity: May be required  

CRE Rental Properties

Long-Term Rental Loans Purpose: Financing for investors holding properties for rental income.    – Benefits:     – Loan amounts: $75,000 – $5 million    – Up to 80% LTV(Loan-to-Value)     – Fixed or adjustable rates available   –Eligibility Criteria:  -Credit Score: 680+    -Debt-Service Coverage Ratio (DSCR): 1.0+   – Property Type: 1-4 unit rental properties    -Experience**: Not required but preferred  

Fix & Flip

Fix & Flip Loans Purpose: Short-term financing for acquiring and renovating investment properties.   – Benefits   – Loan amounts: $50,000 – $5 million   – Up to 90% of purchase price & 100% of rehab costs   – Interest-only payments during renovation period   –Eligibility Criteria:  -Credit Score**: 620+ (higher for better terms)    -Experience**: 1+ completed flip preferred    -Down […]

Subordinated Debt

Subordinated Debt Purpose: The lender holds a secondary lien position, subordinate to senior debt holders (aka 2nd position). This structure enables businesses to secure additional capital without disrupting existing senior debt arrangements. Benefits:  –Second-Lien Position: Subordinated lenders hold a claim on assets that is Jr. to Sr.  debt holders.  –Flexible Use of Funds: Ideal for expansion projects, acquisitions, or […]

Business Bridge Loans

Bridge Loans for Business Purpose: Short-term financing to bridge the gap between immediate funding needs and long-term financing solutions.  -A bridge loan is a short-term loan that helps bridge the gap between a business’s current need for financing while they wait for a more long-term solution to be secured.   -Ideal for businesses who need to […]

CRE-Loans

ESU-Global – Helps Start or Grow your Real Estate Portfolio Wealth creation through real estate investment is a promising endeavor, especially when considering multifamily properties. Despite common misconceptions that only affluent individuals can participate in this sector, multifamily real estate offers an inclusive avenue for small investors to build wealth over time. This article discusses […]

Credit Strength

Maximizing Business Loan Benefits through Credit Score Optimization Securing financing for your business involves a holistic approach, considering both commercial and personal credit scores. This article explores the intricate relationship between these two dimensions and their impact on obtaining favorable terms for all types of business loans and commercial real estate financing. Navigating Commercial and […]